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How the Program Works
Christian Savings Club follows a structured qualification and review process to determine whether a debt reduction program may be appropriate.
Submit Basic Information
You provide general details about your unsecured debt through a secure form.
Qualification Review
Not everyone qualifies. Eligibility is based on factors such as total unsecured debt amount (typically $15,000–$20,000+) and current payment status.
Speak With a Specialist
If you qualify, you’ll speak with a specialist who explains how the program works, what timelines may look like, and what outcomes are possible based on similar situations.
Creditor Negotiation Begins
With your consent, negotiations with creditors aim to reduce balances and stop ongoing interest accumulation where possible.
Structured Repayment Plan
If enrolled, payments are organized into a structured plan designed to reduce financial strain while addressing outstanding balances.
Every situation is different. The process and results depend on individual circumstances and creditor participation.